Dr. Zachary W. Ratcliff
- Gender: Male
- Sole propriator: Yes
- NPI: 1033500640
Dr. Zachary W. Ratcliff D.C.
Chiropractor
He is located at 6225 Fm 2920 Road Suite 200 in Spring, TX 77379. Can help patients with the following: Carpal Tunnel Syndrome, Fibromyalgia, Herniated Disc, Migraine, Muscle Pain, Whiplash. His National Provider Identifier (NPI) number is 1033500640. Appointment can be made via the phone number (281) 376-1288. He is affiliated with 1 practices.
Conditions treated
Dr. Zachary William Ratcliff, being an chiropractor, treats the following conditions. Please be advised that this list may not be complete. For the full list of conditions treated, consult directly with Dr. Zachary W. Ratcliff.
- Arthritis
- Back Pain
- Car Accident Injuries
- Carpal Tunnel Syndrome
- Fibromyalgia
- Headache
- Herniated Disc
- Low Back Pain
- Migraine
- Muscle Pain
- Neck Pain
- Scoliosis
- Whiplash
ACA Marketplace (Obamacare/HealthCare.gov) plan networks
Insurers selling ACA Marketplace (HealthCare.gov) plans list Dr. Zachary W. Ratcliff as in-network for the following 2026 plans.
Health plans
Blue Cross and Blue Shield of Texas
Network data as of Jun 7, 2026, as reported by the insurer.
Show all 25 plans from Blue Cross and Blue Shield of Texas
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Blue Advantage Bronze HMO℠ 204 (27 plan variants) | HMO · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Bronze HMO℠ 301 (14 plan variants) | HMO · Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Bronze HMO℠ Standard (27 plan variants) | HMO · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ 206 (27 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ 603 (14 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Gold HMO℠ Standard (27 plan variants) | HMO · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ 303 (27 plan variants) | POS · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ 305 (27 plan variants) | POS · Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Bronze℠ Standard (27 plan variants) | POS · Expanded Bronze | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ 203 (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ 803 (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Gold℠ Standard (27 plan variants) | POS · Gold | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ 202 (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ 605 (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Plus Silver℠ Standard (27 plan variants) | POS · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Security HMO℠ 200 (27 plan variants) | HMO · Catastrophic | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ 205 (27 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ 801 (14 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| Blue Advantage Silver HMO℠ Standard (27 plan variants) | HMO · Silver | Blue Advantage HMO | Accepting new patients |
| MyBlue Health Bronze℠ 402 (13 plan variants) | HMO · Expanded Bronze | Myblue Health | Accepting new patients |
| MyBlue Health Bronze℠ Standard (11 plan variants) | HMO · Expanded Bronze | Myblue Health | Accepting new patients |
| MyBlue Health Gold℠ 403 (13 plan variants) | HMO · Gold | Myblue Health | Accepting new patients |
| MyBlue Health Gold℠ Standard (11 plan variants) | HMO · Gold | Myblue Health | Accepting new patients |
| MyBlue Health Silver℠ 405 (13 plan variants) | HMO · Silver | Myblue Health | Accepting new patients |
| MyBlue Health Silver℠ Standard (11 plan variants) | HMO · Silver | Myblue Health | Accepting new patients |
Cigna Healthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 22 plans from Cigna Healthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| Connect Bronze 5750 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze 8500 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze CMS Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze DFW 6000 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze DFW 8500 Indiv Med Deductible | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Bronze DFW CMS Standard | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect Gold 1400 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold 3000 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold CMS Standard | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold DFW 1400 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold DFW 2800 Indiv Med Deductible | HMO · Gold | Preferred | Accepting new patients |
| Connect Gold DFW CMS Standard | HMO · Gold | Preferred | Accepting new patients |
| Connect myDiabetesCare Bronze | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect myDiabetesCare Bronze DFW | HMO · Expanded Bronze | Preferred | Accepting new patients |
| Connect myDiabetesCare Gold | HMO · Gold | Preferred | Accepting new patients |
| Connect myDiabetesCare Gold DFW | HMO · Gold | Preferred | Accepting new patients |
| Connect Silver 3000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver 4000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver CMS Standard | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver DFW 3000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver DFW 4000 Indiv Med Deductible | HMO · Silver | Preferred | Accepting new patients |
| Connect Silver DFW CMS Standard | HMO · Silver | Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 14 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Essential ($0 Virtual Urgent Care) | HMO · Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Bronze Standard+ (Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
UnitedHealthcare
Network data as of Sep 15, 2026, as reported by the insurer.
Show all 11 plans from UnitedHealthcare
| Plan | Plan type | Network tier | New patients |
|---|---|---|---|
| UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Sanitas Bronze Standard | HMO · Expanded Bronze | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Gold Standard | HMO · Gold | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Standard | HMO · Silver | Non Preferred | Accepting new patients |
| UHC Sanitas Silver Value ($0 Virtual Urgent Care) | HMO · Silver | Non Preferred | Accepting new patients |
This covers ACA Marketplace plans only, as reported by each insurer. It does not include employer, Medicare Advantage, or state-run exchange plans, and a plan missing from this list does not mean Dr. Zachary W. Ratcliff is out of network. Insurer directories can be out of date, so always confirm with the insurer and the office before your visit.
Medicare Enrollment
Dr. Zachary W. Ratcliff is enrolled to bill Medicare as a Practitioner - Chiropractic .
Bills through: Steven Scott Smith Dc Pa
Based on Medicare's public enrollment records as of Jul 17, 2026. This reflects Medicare fee-for-service enrollment only and says nothing about other insurance, quality, outcomes, or board certification.
Looking for more Chiropractors?
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- Address: 18468 Kuykendahl Road Spring, 77379, TX
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- Address: Suite A 19510 Kuykendahl Road Spring, 77379, TX
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- Address: Suite 400 20423 Kuykendahl Road Spring, 77379, TX
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- Address: 19431 Rosebud Ridge Way Spring, 77379, TX
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- Address: Suite C 17425 Stuebner Airline Road Spring, 77379, TX
Questions & Answers
Where can you meet with Dr. Zachary William Ratcliff?
Dr. Zachary William Ratcliff's office is located at 6225 Fm 2920 Road Suite 200 in Spring, TX 77379.
What conditions does Dr. Zachary William Ratcliff treat?
Dr. Zachary William Ratcliff provides treatment for Carpal Tunnel Syndrome, Fibromyalgia, Herniated Disc, Migraine, Muscle Pain, Whiplash. For the full list see this list.
Does Dr. Zachary William Ratcliff accept insurance?
Dr. Zachary William Ratcliff is listed in-network for 72 ACA Marketplace (Obamacare/HealthCare.gov) plans from Blue Cross and Blue Shield of Texas, Cigna Healthcare, UnitedHealthcare. See the Marketplace plans section for details.
Does Dr. Zachary William Ratcliff have affiliation with practices?
Dr. Zachary William Ratcliff is affiliated with Jessica E Kemp DC.